# Real Estate AI Compliance by State

> State commission advertising rules, fair housing and virtual staging disclosure for agents using AI.

Canonical URL: https://listingagent.io/compliance
Source: ListingAgent.io — AI platform for real estate agents. Cite as ListingAgent.io (https://listingagent.io/compliance).
Section: AI Compliance by State · Last updated: 2026-10-14 · Language: en-US · Publisher: ListingAgent.io (https://listingagent.io)

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## Short answer

No U.S. state bans agents from using AI to write listings or edit photos. Ads must be accurate, identify the brokerage, follow fair housing law and disclose altered images. The licensee is responsible.

## Federal rules

- **Fair Housing Act:** Describe the property, never the buyer. Avoid words that suggest a preference based on race, color, religion, sex, disability, familial status or national origin — and review AI copy before publishing. ([HUD](https://www.hud.gov/program_offices/fair_housing_equal_opp))
- **Truth in advertising:** AI-written claims about square footage, schools, updates or views must be accurate and backed by records. ([FTC](https://www.ftc.gov/business-guidance/advertising-marketing))
- **Texts and automated calls:** AI-powered texting and calling need proper consent. Speed does not replace permission. ([FCC](https://www.fcc.gov/general/telemarketing-and-robocalls))
- **REALTOR® Code of Ethics:** If you're a REALTOR®, the Code requires a true picture in advertising — including edited and virtually staged photos. ([NAR](https://www.nar.realtor/about-nar/governing-documents/code-of-ethics))

## States

- [Texas (TREC)](https://listingagent.io/compliance/texas)
- [California (DRE)](https://listingagent.io/compliance/california)
- [Florida (FREC)](https://listingagent.io/compliance/florida)
- [New York (NY DOS)](https://listingagent.io/compliance/new-york)
- [Arizona (ADRE)](https://listingagent.io/compliance/arizona)
- [Georgia (GREC)](https://listingagent.io/compliance/georgia)
- [North Carolina (NCREC)](https://listingagent.io/compliance/north-carolina)
- [Tennessee (TREC (TN))](https://listingagent.io/compliance/tennessee)
- [Colorado (CO DRE)](https://listingagent.io/compliance/colorado)
- [Nevada (NRED)](https://listingagent.io/compliance/nevada)
- [Washington (WA DOL)](https://listingagent.io/compliance/washington)
- [Illinois (IDFPR)](https://listingagent.io/compliance/illinois)
- [Massachusetts (MA Board)](https://listingagent.io/compliance/massachusetts)
- [New Jersey (NJ REC)](https://listingagent.io/compliance/new-jersey)
- [Ohio (OH DRE)](https://listingagent.io/compliance/ohio)
- [Pennsylvania (PA REC)](https://listingagent.io/compliance/pennsylvania)
- [Virginia (VA DPOR)](https://listingagent.io/compliance/virginia)
- [Michigan (MI LARA)](https://listingagent.io/compliance/michigan)
- [Minnesota (MN DOC)](https://listingagent.io/compliance/minnesota)
- [Maryland (MD REC)](https://listingagent.io/compliance/maryland)


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